NFH sets the highest standards possible and ensures that the insurance covers it provides are the best insurance covers that fits the needs and specifications of the customers. NFH is registered as an appointed representative for both Bahrain National Insurance (bni) and Bahrain National Life Assurance (bnl). Motor Insurance Before using the car on public roads it is compulsory to insure it to provide protection against any losses incurred. A comprehensive motor insurance policy covers third party damages, injuries and damages to your own vehicle (regardless of whose fault the accident was). It also compensates the customer if the vehicle has been stolen or set on fire. In additional to the standard comprehensive coverage, there are additional benefits, including: Agent repair up to 5 years. No depreciation on spare parts for the first 5 years. Personal Accident cover up to BD 10,000. 8 Days car replacement following an accident 24 hours road side assistance. 15 days per trip extension at Saudi Arabia Theft and Fire cover Windscreen cover Medical Expenses cover up to BD 500 Storm, Tempest, Flood and Hail storms covers.